Saturday 14 September 2019

Apply for personal loan to meet your urgent funding needs




Take a Step forward to turn your dreams into reality with an instant personal loan online. Avail personal loan up to 80 lacs in just 72 hours. At present, there are many Non-banking financial companies which are ready to endow the applicants with the best possible funding facilities in the least duration. The best part about these NBFC’s is that these companies have a simplified and quick application process.  

Personal loan eligibility:

To apply for a personal loan, the applicant should be able to fulfill specific eligibility criteria as required by the lender. Have a look at the below mentioned points mentioning the eligibility for personal loan.      

The borrower:   
  • Should Have a good CIBIL score

  • Should not be less than 23 years of age

  • The maximum age limit is 60

  • Should not have any outstanding amount on credit card or other loans

  • Should have a minimum monthly salary of 15000 to repay the loan amount

  • Should be working in private limited, proprietorship or partnership company

  • Salary should be credited in the account or by cheque

Documents to be submitted for a personal loan application:  

  • 3 months salary proof

  • Identity proof: PAN card, aadhar card  

  • 3 months bank statement

So, if you are looking forward to go for your dream vacation, get your home renovated, go for higher education or manage a wedding, taking an instant personal loan would be the best option. Now the NBFC’s are offering personal loan at 11.25% interest rate and if the loan amount is more than 20 lacs then the percentage goes down to 10.75 percent.

Now, manage all your sudden financial needs by taking a personal loan through a reliable reputed financial institute as a lot of those are available online. All you need to keep in mind is just be cautious while choosing one for you.