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  Valuation of Property

THIS IS DONE BY BANK'S LAWYER WHICH DEPENDS ON CIRCLE RATE OF PROPERTY

Collateral

This is the property or asset that the borrower gives to the lender as security.

Title of Property

Whether title is clear or there is a dispute. Generally 12 year record is searched.

Who is a Borrower

A person who recieves funds in the form of a loan with the obligation to repay the loan in full

Joint Loan Ownership

This happens when two individuals, usually spouses, buy a property together.

Loan Transfer - LoanAdda

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To repay home loan quickly you can wither make partial prepayment, switch home loan to other bank with lower interest rate or increase EMI